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Writer's pictureKlein Blue Team

The future of Insurance & Insurtech in Europe - Klein Blue Study



As we do every year, Klein Blue brings you the latest trends in the insurance market. This year, discover our public study on 2023 innovations in Insurance and Insurtech.


The study program :

  • A focus on major innovation trends

  • A detailed analysis of the insurance market

  • A panorama of insurtechs worth knowing


What are the key trends shaping the insurance industry?


The insurtech market in 2023 :

In 2023, several phenomena were observed. Insurtechs used several types of insurance to boost their growth : cyber insurance, embedded insurance and parametric insurance. In addition, generative AI and data-driven solutions have been decisive in the evolution of these players.


The transformation of traditional insurers :

Since 2023, there has been a strong desire among insurers to accelerate collaborations with insurtechs, enabling them to diversify their offerings and benefit from the latter's innovative technologies.


Outlook for the insurance sector in 2030 :

By 2030, new technologies will have a major impact on the insurance sector, opening up new opportunities for efficiency and profitability. At the same time, players will have to face new risks : cyber, meteorological, social…


For more details and new trends, here's our complete study :


Key figures and facts for insurtechs in 2023


In terms of financing :

In total, since 2017 in Europe, 1 555 fundraising operations have been carried out by insurtechs, generating a total amount of 14.5 billion euros. On the other hand, the volume of funding has fallen over the course of 2022 and 2023. Here, we focus on the 10 most significant fund-raisings in Europe between 2022 and 2023.


Top 10 most significant Insurtechs fund-raising in Europe between 2022 and 2023
Top 10 most significant Insurtechs fund-raising in Europe between 2022 and 2023

In terms of acquisitions :

Since 2017 in Europe, 115 insurtechs have been acquired by various players: non-insurance corporates / insurers, brokers and reinsurers / startups / investment funds. Here is a zoom on 5 outstanding acquisitions in Europe.

5 Insurtechs acquisitions in Europe in 2023
Insurtechs acquisitions in Europe in 2023

For more details and data on financing and acquisitions, see our complete study :


The selection of European insurtechs to watch


As it does every year, Klein Blue brings you its selection of the European insurtechs to watch in 2023 :


Klein Blue selection of the European insurtechs to watch in 2023
The selection of the European insurtechs to watch in 2023

To see all the startups in our selection, here's our complete study :


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